Personal finance

Here’s How to Squeeze an Extra 24% Out of Social Security | Personal Finance

(Robin Hartill, CFP®) You probably know that it pays to wait if you want to score the biggest Social Security check possible. You can get your first check as early as 62, though you won’t be eligible for your full benefit until full retirement age (FRA), which is 67 if you were born in 1960 …

Here’s How to Squeeze an Extra 24% Out of Social Security | Personal Finance Read More »

Here’s How to Squeeze an Extra 24% Out of Social Security | Smart Change: Personal Finance

(Robin Hartill, CFP®) You probably know that it pays to wait if you want to score the biggest Social Security check possible. You can get your first check as early as 62, though you won’t be eligible for your full benefit until full retirement age (FRA), which is 67 if you were born in 1960 …

Here’s How to Squeeze an Extra 24% Out of Social Security | Smart Change: Personal Finance Read More »

Wells Fargo CEO Charles Scharf: ‘Real-estate values ​​moderating in the long term are a good thing’ and believe it or not, gas prices have been edging down ahead of Fourth of July

Hi, MarketWatchers. Don’t miss these top stories. ‘Grant Bae was a scam’: FTC shuts down grant-writing service they say ripped off dozens of minority-owned businesses during the pandemic Regulators say Traeshonna Graham claimed to secure grants for struggling businesses for thousands in fees but never delivered. Read More Believe it or not, gas prices have …

Wells Fargo CEO Charles Scharf: ‘Real-estate values ​​moderating in the long term are a good thing’ and believe it or not, gas prices have been edging down ahead of Fourth of July Read More »

Which IRA Is Right for You?

Bottom line: Betterment and Wealthfront both offer several IRAs, but Betterment is best for investors who prioritize additional human advisor guidance, while Wealthfront best suits investors in search of a more diverse range of investment choices, including cryptocurrencies. Betterment vs. Wealthfront IRAs: The biggest differences Betterment and Wealthfront are two popular robo-advisors (automated investing platforms) …

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Why the $4,194 Max Social Security Benefit Is a Fantasy | Smart Change: Personal Finance

(Christy Bieber) The maximum monthly Social Security check in 2022 is $4,194. Obviously, since this is the highest possible benefit, not everyone gets this much money — and most people receive much less. In fact, getting a monthly payment anywhere near $4,194 is a fantasy for the majority of Americans. There are two things you’d …

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Amid Inflation, Shop Back-to-School Early — But Not All at Once | Smart Change: Personal Finance

Tommy Tindall Just as school-aged kids ease into summer break, the state of the economy forces many parents to put back-to-school shopping on the radar early. In fact, 87% of shoppers for kids K-12 say current economic conditions will impact the way they shop this year, up from 80% in 2021, according to recent data …

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2 Easy Ways to Set Retirement Savings Goals | Smart Change: Personal Finance

(Christy Bieber) Setting the right retirement savings goals is important to achieving financial security in your later years. Unfortunately, far too many people haven’t figured out how much money they’ll need to live on after leaving the workforce. And there’s a good reason for that — it can be complicated to try to estimate the …

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Credit Sesame Personal Finance and Credit Survey Reveals America’s Credit Use is Rising at the Wrong Time

Results showed that approximately 1 in 6 Americans do not know their credit scores. Tweet this Additionally, the survey found that many Americans are misinformed or uninformed about credit and their individual credit scores. Results showed that approximately 1 in 6 Americans do not know their credit scores, and 40% of respondents didn’t know that …

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